Family
In this section, you’ll find practical advice about managing your family’s budget, planning savings for the future, and making informed financial decisions on both your own behalf and that of your loved ones. Welcome to a world of advice that brings finances and family together.
2023: A year of financial rollercoaster
Recession indicators
Economic fluctuations are inevitable, but being able to anticipate a recession is crucial for individuals and businesses. In this article, we’ll break down recession indicators into three categories: early, simultaneous, and laggards. Understanding these signals allows you to better understand the economy and make informed…
Economic news – November 2023
There’s finally a glimmer of hope on the horizon. Financial markets rose significantly in November. Although the fight against inflation remains a constant one, central banks are keeping their key rates high to slow an economy that was overheating, not so long ago. The decline…
First-time buyer: A comprehensive case study
Over the past few weeks, we’ve looked at the various techniques and strategies available to you, to help you get ready to purchase your first home. To end our month dedicated to first-time buyers on a high note, we’ve provided an informative case study below….
The mortgage broker: Your guide through the mortgage maze
Understanding RRSPs | Optimizing Your Retirement Savings
Incentives and Subsidies for First-time Home Buyers
Buying your first home can seem like a difficult, complicated process, especially in the current climate. Besides the down payment required for this purchase, you can also expect high interest rates on your mortgage for some time to come. In the article below, we’ll talk about…
The FHSA: The key to your new home
Economic News – October 2023
As a new month begins, global economic conditions remain affected by persistent market instability and pervasive uncertainty. Inflation remains a key concern, while central banks remain committed to reversing the situation. One constant remains unchanged: Key interest rates remain high and show no sign of…
Retirement Analysis and planning – A Case Study
Over the past few weeks, we’ve looked at the various techniques and strategies available to you when planning your retirement and putting your plan in place. To end our month dedicated to planning your retirement on a high note, you’ll find a case study below….
Participating Life Insurance: Maximize your tax and financial benefits
When it comes to planning your retirement, you have a number of tools available to you. From government annuities to investments, there are plenty of ways to maximize your savings for retirement, that all-important stage of your life called retirement. A lesser-known, complementary avenue to…
Guide to pension splitting
Did you know that when you retire, you can split your income with your spouse or common-law partner? Income splitting is the process of dividing family income between members to take advantage of lower tax brackets, deductions, and credits available to each family member. In…
The complete guide to disbursement
Why do we work? Some will answer: to earn a living, to pay the bills… others will say they want to give meaning to their lives, to feel useful, to be on their “X”, to rally to a cause, or a mission, or other things….
Different sources of retirement income
Sources of income from the government QPP OAS GIS Minimum retirement age 60 years old 65 years old 65 years old Maximum retirement age 70 years old 70 years old 70 years old Eligibility criteria Worked in Quebec for more than 40 years…
The Ant and the Grasshopper: Accumulating Wealth for Retirement
Planning your retirement may not seem like a priority when you’re under 30 and trying to save to buy your first home. However, you should really make saving for retirement a priority in your early thirties (or early forties at the very latest), as time is…
Economic news – September 2023
The global economic situation remains unchanged. Current market conditions remain unstable, and uncertainty is a reality for everyone. Prices for goods and services continue to rise, and central banks are doing everything they can to return things to normal. One thing is certain: key rates…
The five most frequently asked questions about financial planners
What is a financial planner? A financial planner is a professional who has the knowledge, skills, abilities, and professional judgment to advise you about advanced financial planning. Our day-to-day work consists of thoroughly assessing an individual’s personal and/or professional financial situation, and helping them…
Economic news – July/August 2023
The topic of the day remains the same: inflation. The results of volatile market movements continue to make themselves felt. On the other hand, inflation is improving; below is a short summary of summer events. Economic news will return to its regular format next month….